Respected Sister, taking loans is sometimes a temporary solution, but failure to repay damages marital relations. Interest-based loans bring unrest and misfortune, sometimes affecting children. If your husband is burdened by debt, advise hard work and perform the recommended Qur’anic wazifa; Insha’Allah, relief will come.
WAZIFA
If you want sins and financial obstacles removed, the wazifa “Wa man yattaqillaha yukaffir ‘anhu sayyi’atih” is very effective. This verse is from Surah At-Talaq, verse 5, in Juz 28 of the Qur’an.
On Friday after the Isha prayer, recite Durood Sharif 10 times at the beginning and 10 times at the end, and in between recite this verse 700 times for 14 days. Insha’Allah, unseen means will appear for relief from debt.
After completing the wazifa, recite Durood Sharif 10 times and “Allah la ilaha illa Huwa Al-Hayyul-Qayyum” 10 times daily.
Remember, missing the wazifa does not break it, but missing your obligatory prayer will break it.
APPARENT AND SPIRITUAL CAUSES OF DEBT
Dear sister, the wazifa we have shared for protection from your husband’s debt is highly effective. However, it is important that you also know which outward or spiritual reasons can put your husband into debt. After research, we have identified a few important factors, understanding which is necessary for the protection of you and your husband.
These reasons are listed below.
Your husband is hardworking and business-minded, but overconfidence and haste put him at risk.
He thinks big and invests beyond his capacity.
He lacks consistency in business.
He prefers his own decisions and ignores advice.
He seeks fast success and takes loans.
He hides losses to protect his reputation.
He starts risky projects to prove himself.
He may be affected by the evil eye.
The jealousy of others blocks income.
Black magic or negative influences create financial confusion.
Lack of regular prayer affects clarity in thinking.
A weak connection with Allah reduces blessings.
He seeks quick solutions that increase debt.
He makes promises beyond his means.
All these reasons together create financial difficulties and a situation of debt, despite their pure intentions and strong resolve. They strive to achieve honor and success in life, but these factors become obstacles in their plans.